The 28-day rule and the source of funds - where most Bangladeshi applications are decided
You must show your unpaid first-year tuition plus 9 months of living costs (£1,529/month in London, £1,171/month outside), held for 28 consecutive days. The balance is rarely the issue - the source of the money is. A large deposit that appears just before you apply is the classic refusal trigger.
| Requirement | Detail |
|---|---|
| Letterhead | Official bank letterhead with the bank's name and logo |
| Name | Your name, or your parent/sponsor's name if using their account |
| Account number | Shown clearly on the statement |
| Date | Recent, covering the full 28-day period |
| Balance | Daily or running balance proving the threshold was met every day |
| Authentication | Each page stamped and signed by the bank, or a covering letter confirming the statement is genuine |
If a large amount lands shortly before the 28-day window, UKVI may refuse on credibility unless you can prove where it came from. Be ready to evidence the source:
| Location | Per month | 9 months |
|---|---|---|
| London | £1,529 | £13,761 |
| Outside London | £1,171 | £10,539 |
Add any unpaid tuition shown on your CAS. Tuition you've already paid reduces what you need to show - keep the receipt.
If your funds are in taka, the pound value moves daily. Keep 5-10% above the minimum so a rate swing on application day doesn't push you below the threshold. UKVI converts using the OANDA rate on the day you apply.
Last updated: June 2026. Always confirm requirements at gov.uk.